Industrial Valley Abstract Company
484-473-8107

About us

What do Title Companies do?

After you sign an agreement of sale to purchase property you need to know what happens between now and the time it becomes legally owned by you or another party at the settlement. There are several steps that take place once an Agreement of Sale is signed and we receive an application to insure the title to your property.

Why do I need Title Insurance?

When you buy a home, you want to be sure the property will be yours and no one else will have any liens, claims or encumbrances against your home other than your agreed to mortgage. For a low one time premium you can receive the protection of a title insurance policy against any of the "hidden risks" or undiscovered interests mentioned above.

Owner Impersonation Risks

False impersonation of the true owner of the property by the seller or buyer.

Invalid Deeds and Unauthorized Signatures

Forged deeds and other documents. Deeds by persons of unsound mind. Deeds by minors.

Expired Power of Attorney Issues

Invalid documents executed under expired power of attorney.

Unpaid Taxes and Municipal Liens

Unsatisfied mortgages, or judgments & unpaid taxes or other lienable municipal charges.

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Examples of Hidden Risks

We manage every detail of the mortgage financing and settlement process to ensure a smooth and stress-free closing. Our team coordinates with Realtors, sellers, real estate agents, attorneys, surveyors, and the title company, making sure all necessary services are handled efficiently and payments are properly completed. Once the process is finalized, we issue title insurance policies to protect both you and your lender, giving you confidence and peace of mind in your investment.

What an owner's policy provides

 

 
 
  • Protection from financial loss due to covered claims.
  • Payment of legal costs if the title insurer has to defend your title against a covered claim.
  • Payment of successful claims against the title of your home that are covered by the policy.
  • Once purchased, title insurance remains in the effect for as long as you own your home.