Our Process
How we do things…
Start
A search of the land records in the county where the property is located is begun and includes:
Tax Check – What taxes are owed on the property? The annual tax collectors are contacted by the title company and certifications are obtained.
Title Search – Copies of documents are gathered from various public records: deeds, mortgages, matters of probate, divorce and bankruptcy are addressed.
Examination – A qualified examiner reviews all raw data and prepares a commitment to insure.
Document Preparation – Appropriate forms are prepared for conveyance and settlement.
Settlement – A title agent oversees the closing of the transaction: seller signs deed, buyer signs new mortgage, old loan is paid off and the new loan is established.
Recordation of Documents – After closing, the deed, mortgage, and associated documents are filed in the appropriate county for recording.
Complete Settlement & Title Solutions
We coordinate all aspects of your mortgage financing and settlement with all parties including Realtor's, Seller, Real Estate Agents, Attorneys, Surveyors, Title Company and others performing services for the parties are paid. Title insurance policies will then be issued to you and your lender.
